AZ Insurance Planners are industry experts in Medical and Dental Insurance for individuals and Medicare experts for Medicare Supplements, Medicare Advantages and Medicare prescription coverage.
Karen Ratcliff is the founder and independent insurance agent of AZ Insurance Planners. She has more than 25 years experience in the insurance industry.
Our goal is to listen to your concerns and needs, to then work to find the insurance coverage that best fits those needs. Next we monitor your application through the underwriting process toward approval. We pride ourselves in making the enrollment process easy for you.
As a Certified Senior Advisor, Karen brings
an extra level of expertise to her Senior clients.
To learn more about Karen's CSA desgination and why it is important to you, CLICK HERE
AZ Insurance Planners is an independent insurance broker and is contracted with many insurance companies. The insurance companies compensate us based on your enrollment in a plan. It is important to know that the rates that you are being presented with are the same as the rates offered by the insurance company.
